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Lending Services

How long would it take for a loan to be funded?

The length of time it takes for a loan to be funded can vary depending on a number of factors, including the type of loan, the lender, and the borrower’s financial situation and documentation.

In general, the mortgage lending process can take anywhere from a few weeks to several months.

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Free Mortgage Consultation

Your 100% free (no obligation) consultation is always with a licensed Home Lending Advisor from our offices. The details you share are held in strict confidence.
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1. What type of mortgage are you looking for?
2. What type of property are you looking for?
Select only the type of property
3. Rate your credit score
4. Bankruptcy
Select if any.
5. Do you own or rent?
6. Loan Amount
How much money do you need to borrow?
7. Down Payment
How much are you planning to put down?
8. Real Estate Agent
Are you working with real estate agent?
9. Have you found a Home?
10. Postal Code
where is the new property located?
11. Moving Day
When do you plan on moving?
12. Military Service
How you and your spouse served in the militry?
13. Current Home
Enter your current postal code?

Mortgage Home Loan
Frequently Asked Questions

A mortgage is a loan you use to buy a home. You agree to pay it back with interest over time, usually in 15 or 30 years.

Lenders look at your credit score, job history, income, and how much debt you have. You’ll usually also need a down payment.

It depends on your income, debts, and credit. Lenders use something called a debt-to-income ratio to decide how much you can afford.

Common options include:

These are fees you pay when you close on your home, like appraisal, title, and lender fees. They usually cost around 3%–5% of the home’s price.

Shop around with different lenders, keep your credit strong, make a bigger down payment if possible, or choose a shorter loan term. A mortgage broker can also help you compare options.

Yes, you can refinance. Refinancing lets you replace your current mortgage with a new one, often to lower your payment, shorten your loan term, or use your home’s equity. Before refinancing, weigh the costs and benefits and talk to a mortgage professional to see if it makes sense for you.